Privacy Policy

Daniels Solutions LLC ("Daniels Solutions," "we," "us," or "our") respects your privacy. This Privacy Policy describes the information we collect through this website and our services, how we use it, and the choices you have. This policy applies to danielssolutions.netlify.app and any successor sites we operate.

1. Information We Collect

We collect information in two categories:

• Information you provide directly — such as your name, business email, phone number, company name, and employee headcount when you submit our contact form or otherwise communicate with us.
• Information collected automatically — limited technical data such as IP address, browser type, pages visited, and referring URL, used solely for site performance and security.

We do not collect protected health information (PHI) through this website. Please do not submit Social Security numbers, dependent medical details, claims information, or any other PHI through our web forms or general email. Once an engagement begins, we will provide a secure channel for sensitive intake.

2. How We Use Information

We use the information you provide to:

• Respond to your inquiries and schedule consultations
• Provide quotes, recommendations, and benefits administration services
• Comply with state insurance licensing and recordkeeping requirements
• Communicate with you about your engagement, renewals, and compliance deadlines

3. HIPAA and Protected Health Information

When Daniels Solutions acts as a Business Associate to a covered entity (e.g., an employer group health plan), we handle PHI in accordance with the Health Insurance Portability and Accountability Act (HIPAA), the HITECH Act, and applicable Business Associate Agreements. PHI is collected, stored, transmitted, and accessed only through compliant channels — not through this public website.

4. Sharing of Information

We share information only as needed to deliver services, including with:

• Insurance carriers and benefits-administration platforms required to underwrite, enroll, or service your plan
• Service providers acting on our behalf under written confidentiality and (where applicable) Business Associate Agreements
• Regulators, auditors, or as otherwise required by law

We do not sell personal information to third parties for marketing purposes.

5. Cookies and Analytics

This site may use essential cookies and limited analytics to understand how visitors use our pages and to improve performance. You may control cookies through your browser settings. We honor "Do Not Track" signals where technically feasible.

6. Data Retention

We retain contact-form submissions and engagement records as long as necessary to provide services and to comply with applicable insurance, tax, and recordkeeping laws — typically the longer of seven years or the duration of an active engagement plus applicable statutes of limitation.

7. Security

We use commercially reasonable administrative, technical, and physical safeguards to protect the information we hold, including encryption in transit for sensitive client communications. No system is perfectly secure; we work continuously to improve our controls.

8. Your Rights

Depending on your state of residence, you may have rights to access, correct, or request deletion of personal information we hold about you. To exercise any right, contact us at info@danielssolutions.net or call (813) 588-6549.

9. Florida Residents

As a Florida-based insurance agency, Daniels Solutions is subject to the Florida Information Protection Act (FIPA) and the privacy provisions of the Florida Insurance Code. We will provide breach notifications required by Florida law.

10. Changes to This Policy

We may update this Privacy Policy from time to time. The "Effective" date above will reflect the most recent revision. Material changes will be noted on this page.

11. Contact

Daniels Solutions LLC
13650 W Hillsborough Ave
Tampa, FL 33635
(813) 588-6549 · info@danielssolutions.net